1. Personal Data

Personal data (also “Personally identifiable information”) includes individual information by which you as a natural person are or can be identified by, e.g. your name, address, telephone number, email address or date of birth, as well as information which does not reveal your name, but which relates to you or your device and enables you to be treated individually.

Non-personally identifiable data is information that cannot be connected to your real identity, e.g. the number of users visiting our website or any other kind of aggregated information.

2. Collection of personal data and other information

The way you get in touch with DecentFi stakeholders or technologies and services determine the scope of how personally identifiable information on you or other information is collected and processed. This Privacy Policy aims to keep you informed which personal and other kinds of data is received, why it is used and your rights in respect of that data. Data as a general term may include all kinds of information such as your name, your address or information on your device (e.g. your operating system or browser).

2.1 When visiting the DecentFi website www.DecentFi.com

The DecentFi web servers temporarily log traffic data provided by the device you use to enter the DecentFi website (including the host name (IP address) of the requesting computer), date, time and duration of your visit, data specifications of your browser and operating system as well as the name of your access provider, and the website you were referred from to the DecentFi website (so called Referrer URL). This information is stored in a log file until it is automatically deleted in accordance with the retention policy.

The collection and processing of this data is carried out for the purposes of facilitating the use of the DecentFi website (connection set-up), understanding how visitors use it and to ensure the security and stability of the DecentFi systems as well as the technical administration of the network infrastructure.

DecentFi does not record your name, address, telephone number or email address, unless voluntarily provided by you, e.g. as part of signing up with the DecentFi ecosystem.

2.1.1 Cookies

We use cookies on our website to optimise its usability. Cookies are small text files that are sent from our servers to your browser to be stored on your device (laptop, tablet, smartphone or similar). Cookies do not cause damage to your device, do not contain viruses, trojans or other malicious software. The cookie stores information, which is linked to the respective device used. This does not mean, however, that we store personal information about you or are aware of your identity.

In general, cookies help to improve and optimise the usability of websites and other online services, including our own websites and online services and those of others. Our use of cookies is strictly compliant with any applicable cookie and data privacy legislation.

2.1.2 Analysis: Google Analytics

DecentFi uses Google Analytics which is a web analysing tool for the purposes of the adequate design and continuous optimization of the DecentFi website. Google Analytics works with cookies and creates pseudomonas usage profiles, which enable an analysis of your use of our website. Information stored in such cookies (such as browser type/version, operating system used, referrer URL, Hostname of the accessing computer, time of server request) are usually transmitted to and stored on Google’s servers in the USA.

Due to the activation of the IP anonymization (IP masking), Google will truncate and therefore anonymize the IP address of your device within the European Union or the European Economic Area.

2.2 When you are joining DecentFi or have joined already
2.2.1 Registration in the DecentFi ecosystem

You need to register in the DecentFi ecosystem in order to obtain access to the technologies and services. If you register in the DecentFi ecosystem, all data, including personal data, which has been provided by you such as your name, address, telephone number or email address will be recorded. You can see from the online registration form which personal data in detail has been recorded. DecentFi does not record any further personal data other than voluntarily provided by you.

We may also collect information on the device you are using to enter the DecentFi User Interface pages such as your operating system and browser of your device.

DecentFi uses all such data in order to comply with the agreements with DecentFi users, or in the pursuit of the legitimate interest of fraud prevention and proper administration.

2.2.2 Google Analytics

DecentFi will use Google Analytics which is a web analysing tool of Google Inc. on the DecentFi main website and User Interface pages.

2.3 When using DecentFi technologies and services via websites and online services of our clients
2.3.1 The DecentFi Tracking | Use of Cookies

DecentFi uses cookies to provide the tracking services, which also includes the reporting services.

Tracking allows the ecosystem to understand which website referred a user to another website, so that the second website can acquire website traffic. DecentFi measures the success of these referrals and assists the payment of commissions from the website receiving the traffic to the website referring to that traffic.

DecentFi stores cookies on devices of users who are visiting websites of the Publishers and Merchants that are working with DecentFi, in order to record business transactions (leads and sales such as signing up for a newsletter or placing an order in a web shop). The only purposes of the tracking cookies are to allocate one successful advertisement to a particular business transaction, and to perform corresponding payment services. Personally identifiable information on the user is neither collected nor processed nor used in tracking. Nothing but the information when and on which device a click on an advertisement occurred is stored in tracking cookies. We only store an individual sequence of figures that cannot reveal the name of a particular user and contains information on the Merchant’s Partner Programme; the Publisher; the specific time of the user’s action (click or view); and type of device used by the user.

While tracking DecentFi may also collect information on the device that is used to perform a business transaction, such as the device’s operating system and browser.

This data is collected by DecentFi and shared with Merchants, Publishers and Consultants that are using the DecentFi ecosystem. Most data will be anonymised or indexed where possible.

2.3.2 Third Party Cookies and Publishers

In contrast to “normal” cookies (so-called first party cookies), which are mostly used by the website operator itself, third party cookies are cookies from a third party that place their cookies on the website of another website operator. As a Publisher you may be obliged – depending on the jurisdiction you are active in – to inform users of your website about cookies that are used on your website, including such places by DecentFi (as so called third party cookies). This obligation to provide information also includes information on the purpose of the cookie and how the user may prevent cookies being placed on his/her device. A user must give his/her consent to the use of cookies on the Publisher’s website, before a cookie is placed, either by the Publisher or a third party. The Publisher who operates the website is responsible for receiving this consent which shall include the consent regarding cookies placed by DecentFi.

3. Processing and use of personal data

DecentFi uses personal data provided by the DecentFi users only for administration and providing the DecentFi technologies and services, for responding to DecentFi user enquiries and, where applicable, executing the agreement between a DecentFi user and DecentFi. DecentFi stores personal and any other kind of data strictly in compliance with applicable data protection and privacy legislations and will prevent unauthorized access to data to the best of the DecentFi abilities.

Provided you have given your consent or have not objected – where legal provisions allow so – DecentFi may use your personal data for advertising and market research. By registering with the DecentFi ecosystem you give your consent that DecentFi may contact you via email in order to provide you with information on DecentFi offers. Of course, you may withdraw your consent at any time.

We may transmit your data to the DecentFi Consultant service providers, both in and out of the EU, but only if DecentFi has contractually assigned these to process data on behalf of DecentFi and, both DecentFi and the Consultant service providers comply with all requirements of commissioned data processing regulations pursuant to the Gibraltar law on data protection. Data is stored within the European Union and the European Economic Area.

DecentFi will not transmit data to other third parties unless you have given your consent thereto or the transmission is made to state institutions on the basis of mandatory national legislation.

4. Data security

DecentFi takes all technical and organisational security measures required to protect your personal data from loss, unauthorised disclosure or other forms of misuse. Data is stored in a safe environment that is not open to public access. Your personal data may be encrypted before transmission in certain cases (e.g. processing your login data). This means that – support by your browser provided – communication between your device and our servers will include recognized encryption measures.

The DecentFi IT team has been trained in privacy matters and in dealing with data and information, which they gain access to in a responsible manner.

5. Individual Rights, Access, rectification, deletion and blockage

You have the right of access to your personal data at any time and may request rectification or erasure of your data.

In case you registered on the DecentFi website, you may use your client account to exercise these rights.

While observing applicable privacy legislation we will erase your data without any action required by you, if retention of your data is no longer necessary for the purpose pursued or retention is no longer allowed for any legal reason. DecentFi may restrict processing instead of erasing your data where legally not allowed to erase (e.g. legal obligations to maintain your personal data).

6. Amendments

We may modify this Privacy Policy and our data security provisions from time to time, in particular if new laws and regulations need to be adopted or we regard amendments reasonable.

7. Questions / Contact

Please email any questions regarding this Privacy Policy, requests for further information on how we process your data, suggestions and possible complaints to support@decentfi.io.